Market Watch - July 2016
Thanks to Angie and Jeremy Meeks for nominating Youth First for our monthly Team McClintock Gives Back Drawing. We were pleased to donate $1000 to Youth Resources of Southwestern Indiana. Pictured: Agent David Haire, Jeremy Meeks, Angie Meeks, Kaylen Meeks, Caleb Meeks, Youth Resources Director Laura Ferguson, Agent Ryan Fortson, and Agent Carol McClintock.
Giving your home that fresh feeling takes some elbow grease, but these ideas make it easier to fight those dirty jobs faster and less often.
1. Defy Dust
Trick: You can combat dust by adjusting your home’s humidity level.
The facts: Low humidity levels cause static electricity. Not only does static attract dust, it makes it stick, so it’s difficult to remove. High humidity causes problems, too — it’s an ideal environment for dust mites. These microscopic critters are a double threat: They’re a common allergen, and they contribute to dust production. There are as many as 19,000 dust mites in half a teaspoon of house dust, according to the American College of Allergy, Asthma, and Immunology. Yuck!
Next steps: Keep your home’s humidity level between 40% to 50%. That’ll eliminate static while decreasing dust mite growth.
Tip: Make it easy to keep your household vents dust free. Remove and wash them once a year with mild soap and water. After they’re clean and completely dry, apply a liberal coat of car wax; then buff.
2. Keep Glass Shower Doors Crystal Clear
Trick: You can eliminate soap scum build-up by coating your glass shower doors with a rain-repellent product made for car windshields.
The facts: When applied to glass, products like these create an invisible barrier that causes water, oils, and debris (like soap suds) to bead and roll off.
Next steps: Find this product anywhere that sells basic auto supplies. You’ll know it’s time to reapply when water stops beading...
Average days on market continues to show a downward trend - this is great news for sellers! Call Team McClintock to list your home today!
Don’t rouse the IRS or pay more taxes than necessary — know the score on each home tax deduction and credit.
As you calculate your tax returns, be careful not to commit any of these nine home-related tax mistakes, which tax pros say are especially common and can cost you money or draw the IRS to your doorstep.
Sin #1: Deducting the wrong year for property taxes
You take a tax deduction for property taxes in the year you (or the holder of your escrow account) actually paid them. Some taxing authorities work a year behind — that is, you’re not billed for 2013 property taxes until 2014. But that’s irrelevant to the feds.
Enter on your federal forms whatever amount you actually paid in that tax year, no matter what the date is on your tax bill. Dave Hampton, CPA, a tax department manager at the Cincinnati accounting firm of Burke & Schindler, has seen homeowners confuse payments for different years and claim the incorrect amount.
Sin #2: Confusing escrow amount for actual taxes paid
If your lender escrows funds to pay your property taxes, don’t just deduct the amount escrowed. The regular amount you pay into your escrow account each month to cover property taxes is probably a little more or a little less than your property tax bill. Your lender will adjust the amount every year or so to realign the two.
For example, your tax bill might be $1,200, but your lender may have collected $1,100...
Whether you are moving across town or across the country, Carol has the experience and track record to ensure a smooth, worry free transition. Carol is featured as WFIE’s Ask the Expert, answering all of the Tri-State’s real estate questions!
Take a look at February's Real Estate Market Watch. Call Team McClintock today, to buy or sell your home at 812-426-9020.
Preparing your lawn for spring is easy with these five no-sweat steps.
In recent winter months, snowmen were the only detectable “life” in your yard. But now that Frosty has succumbed to puddlehood, it’s time to get ready for spring! Jumpstart your lawn resuscitation as soon as the ground defrosts, and you’ll avoid a muddy disaster zone come April — not to mention ignite your neighbors’ envy. Here’s what to do:
1. Assess the Mess
“As soon as you can stand being outdoors for an extended period of time, see what hand you’ve been dealt by Mother Nature,” says Missy Henriksen, vice president of public affairs for the National Association of Landscape Professionals.
Case your property for thrown branches, dead leaves, and other debris. Clear it away so you’re able to do a general inspection of your soil, lawn, trees, shrubs, and garden structures. See what grass is coming back — or not. Get rid of broken tree limbs; call an arborist if they look dangerous. Now’s the time to take stock and make a plan.
Related: How to Tell If Your Tree Is About to Fall Over
2. Rake and Wake
Just as you like to hunker down on those dark winter days, so, too, do your grass and trees. “As soon as the snow fades, vigorously rake that grass to wake it up and begin to get it to...
Winter’s doldrums got you down? Grab a screwdriver and a hammer and fight back with easy home repairs that’ll raise spirits and get your house ready for spring.
Accomplishments — even little ones — go a long way toward a sunny outlook. Fortunately, there are plenty of easy, quick home repair chores you can do when you’re mired in the thick of winter. For max efficiency, make a to-do list ahead of time and shop for all the tools and supplies in one trip. On your work days, put the basics in a caddy and carry it from room to room, checking off completed tasks as you speed through them.
1. Sagging towel rack or wobbly toilet tissue holder. Unscrew the fixture and look for the culprit. It’s probably a wimpy, push-in type plastic drywall anchor. Pull that out (or just poke it through the wall) and replace it with something more substantial. Toggle bolts are strongest, and threaded types such as E-Z Ancor are easy to install.
2. Squeaky door hinges. Eliminate squeaks by squirting a puff of powdered graphite ($2.50 for a 3-gram tube) alongside the pin where the hinge turns. If the door sticks, plane off a bit of the wood, then touch up the paint so the surgery isn’t noticeable.
3. Creaky floor boards. They’ll shush if you fasten them down better....
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